January Goals

In 2019, I started saving for some expensive things, a boiler, a new car and for private school fees (Annabelle will start High School in 2023!). For a long time, Andy and I just lived with the things we had because they worked, a clunky back boiler, old fashioned wallpaper (that came with the house) and a car where I couldn’t open or close my windows or lock the doors from the driver’s side. I started cutting out things from my daily spending and found that I actually enjoyed the feeling of saving money.

I am now on a mission to save at least £200 a month and thought it would be helpful to set some January Goals in order to keep me on track. I think I will set a new list every month so I don’t feel like I am depriving myself of anything for a full year!

  • No takeaway coffees – This happened by accident in 2019 as I would avoid buying takeaway coffees if I didn’t have my reusable cup. I then began realising how much I was saving by waiting to go home and eat/drink there instead and before I knew it, I had gone months without buying anything from Starbucks.
  • No Clothes – When I started going to the gym in June, I avoided buying clothes as my body was changing. I do need some new trousers and jeans but I am putting this off for this month, and probably til mid March as I have just joined an exercise focus group and want to make a conscious effort to achieve my fitness goal of losing my love handles. Until then, it would be a waste of money to buy clothes that are only going to fit for the next few weeks.
  • No makeup or skincare – My biggest weakness is spending money at Cult Beauty and Space NK! I love eyeshadow, lipstick and cleansers. I would happily spend £100 on cosmetics but I add and then delete the same clothes from my online basket over and over again. In my recent Black Friday blog post I mentioned that I have unsubscribed from a ton of company emails to avoid temptation. I still find this tough as I see lots of ads from these companies on social media but I now have two strategies to combat this:
  • Visualise my working hours – I read online that a good way to avoid buying things was to remove the urgency and see if you still wanted it a month later. This never works for me as I have wanted a Louis Vuitton handbag for the last three years so by this theory, my bank account would definitely be £1k lighter at this point. Instead, I find it easier to work out how many hours/days I would have to work in order to save up the money for this item. So far, this has helped to dissuade me from buying a new laptop, trainers and makeup on offer in the Christmas/January sales.
  • Set a goal – I have two big savings goals, private school fees for the children and a new house. I am tempted to print off a picture of the house I want to buy and the logo of the school I would like my children to go to and to laminate it and stick it in my planner. I can then visualise these two goals when I feel the urge to buy something.

Do you have any goals for January and are you saving for anything in 2020? Bx

My new skin care routine

I have recently started to try and integrate a decent skincare routine in to my daily life. For this, I am setting aside time in the day (and evening) to make sure I properly cleanse and moisturise my face. In the past I have been guilty of washing my face in the shower and only moisturising if my skin looked dry.

skin-care-routine

As I am beginning to show signs of age around my eyes, I chose the Emma Hardie Age Support eye cream. I love the light, fresh scent and how very little goes such a long way. I would say this is towards the higher end in terms of price but as you need a small amount, it will last a long time before you need to repurchase. It can be applied day and night which I do, however, when I have a bit more money, I might look in to purchasing an intensive night time eye cream as well. If you have any recommendations then please let me know!

I am also using the BareMinerals Skinlongevity serum. I got this for Christmas in a gift set and it leaves my skin feeling silky soft. I use two pumps day and night before moisturising. This is also fairly expensive and something I probably would never of had the chance to try if I hadn’t received it as a gift, however I do see the benefit of using a serum now and will probably continue set aside a budget for serums going forward.

The difference in my morning and night skincare routine lies in the cleansers and moisturisers. In the day I use Korres Milk Proteins Foaming Cleanser and in the evening I use Liz Earle’s Cleanse and Polish Hot Cloth Cleanser. There are two reasons for this, firstly, I feel that I need a good exfoliating wash at the end of the day to get rid of all the makeup but additionally, I use the steam from the hot cloth to clear my eye ducts (as recommended by my optician). Both these cleansers smell amazing, especially the Liz Earle which is sweet orange and mint.

Finally, I moisturise with Liz Earle skin repair moisturiser for dry and sensitive skin in the morning and Clarins Multi-Active Night. The latter is very close to empty so I will be on the hunt for a new one. I am trying to make the move in 2017 to brands that are cruelty free so if you have any recommendations there too, I’d love to hear them.

Thanks for reading and please don’t forget to share your opinions on the products in my new skincare routine. Have you used any of these eye creams or cleansers and would you recommend them? Bx